How to Get a Low-Interest Rate When Buying a Home in the Houston Suburbs
Looking for a low-interest rate on a new home? You have two main options: temporary buydowns and permanent buydowns. The best opportunities for low rates are often available with new construction homes, as builders frequently offer enticing incentives to make homeownership more affordable.
Below, you’ll find a list of top builders in the Greater Houston Area and their latest offers. When you're ready to explore your options, I’m here to guide you every step of the way!
P.S. As your realtor, I'll cover the cost of your third-party inspection, and if you buy a Centex home, I'll cover your garage door system! Contact me for details at 832-654-0065.
Current Builder Offers
Tricoast Homes
- FHA/VA rates as low as 3.75% on select homes with a 2-1 buydown.
- Year 1: 3.75% | Year 2: 4.75% | Years 3-30: 5.75%.
- Minimum 3.5% down payment and 680+ credit score required.
Neighborhoods:
- Lago Mar (La Marque)
- Marvida (Cypress)
- Sunterra (Katy)
- Meridiana 55+ (Manvel)
Centex Homes
- 30-year fixed rate at 4.75% plus up to $10,000 in closing cost credits.
Neighborhoods:
- Mavera (Conroe)
- Decker Farms (Magnolia)
- Peppervine (Porter)
- Sunterra (Katy)
CastleRock Communities
- Fixed interest rates as low as 5.99% or a 2-1 buydown (3.99% in Year 1, 4.99% in Year 2, and 5.99% thereafter).
Neighborhoods:
- Balmoral (Humble)
- Caney Mills (Conroe)
- Sunterra (Katy)
Empire Homes
- Offering rate buydowns (details coming soon).
Neighborhoods:
- Audubon (Magnolia)
- Sunterra (Katy)
Shea Homes
- Up to $20,000 towards closing costs, applicable for a buydown.
Neighborhoods:
- Cane Island (Katy)
- Sienna (Missouri City)
- Sunterra (Katy)
Long Lake LTD
- Permanent buydown at 5.75% on select homes, with incentives up to $20,000.
Neighborhoods:
- Balmoral (Humble)
- Marvida (Cypress)
- Sunterra (Katy)
Toll Brothers Homes
- Interest rates as low as 5.49% with additional closing cost assistance available.
Neighborhoods:
- Pomona (Manvel)
- Sienna (Missouri City)
- Woodson's Reserve (Spring)
Legend Homes
- Rates starting at 4.25% for Year 1, 5.25% for Year 2, and 6.25% fixed for Years 3 and beyond.
- Up to $7,500 toward closing costs.
Neighborhoods:
- Madison Bend (Conroe)
- South Meadows (Willis)
For more details or to explore neighborhoods further, reach out anytime. I’d love to be your resource and guide in finding the perfect home.